FinEzzy: Mutual Funds Loan

Features FinEzzy: Mutual Funds Loan

Get Instant Loans Against Mutual Funds in under 15 minutes!
Experience a safe, secure, and 100% digital process with FinEzzy.
No CIBIL score required.
Keep your investments intact while accessing quick cash at low-interest rates.
Coming soon: Loans against securities like shares and bonds!
**Key Features:**
📉 Competitive Interest Rates starting with as low as 7.46% p.a.

🎖 Maximised Loan-To-Value: Borrow up to 95% of your current holding value
🔄 Flexible Repayment Options: Choose EMI or Interest-only, as it works for you
🚫 No requirement of CIBIL score, bank statements, or income proof **Why Choose FinEzzy?** **
🚀** Money directly credited to your bank account in less than 15 minutes
📲 Enjoy a complete digital journey with simple clicks
🎊 0 Processing Fee
💰 No hidden costs, No early loan closure charges
💼 Our system ensures you pledge the suitable mutual funds for your loan
🔒 Your financial data and investments are 100% secure **Quick 4-Step Process:
🛠** 1.
Agree to transfer your Mutual Fund Holdings 2.
Check credit limit and pledge mutual fund units3.
Complete Paperless KYC4.
****Voila!
Receive money within 15 minutes **Loan Terms** Tenure ⇒ 6 months to 24 months Loan Limit ⇒ ₹ 5,000 (Minimum) to ₹ 15,00,000 (Maximum) **Sample Loan Calculation (Illustration)** Principal Amount ⇒ ₹ 1,00,000 Tenure ⇒ 12 months EMI ⇒ Principal Repayment + Interest ⇒ ₹ 8955 Processing Fee ⇒ 0 Total Loan Repayment Amount ⇒ ₹ 8955 x 12 (Principal and Interest) ⇒ ₹ 1,07,460 Total Cost of Loan ⇒ Interest Amount + Processing Fees ⇒ ₹7460 + ₹0 ⇒ ₹ 7,460 Annual Percentage Rate ⇒ 7.46% For an interest-only loan against a mutual fund, pay ₹1000 monthly interest for 12 months.
Repay the ₹1,00,000 principal at years end, totaling ₹1,12,000 with a ₹12,000 loan cost.
**About FinEzzy** FinEzzy is your go-to online platform for instant loans against your mutual fund portfolio.
By pledging your mutual fund units, you can quickly get a loan.
All AMCs are supported.
Enjoy choices like flexible EMIs and attractive interest rates starting at just 7.46% annually.
### **Frequently Asked Questions (FAQs)** **How does FinEzzy work?** FinEzzy is a digital platform that seamlessly connects borrowers and lenders in one place.
Acting as a marketplace, it hosts various financial institutions, including banks and NBFCs, that provide credit against mutual funds to borrowers.
**What is the minimum and maximum loan amount?** You can get a minimum loan starting at ₹5,000; the maximum loan amount is Rs.15 lakhs.
**I have a meager CIBIL score.
Can I get a loan against mutual funds?** Yes, you can get a loan against mutual funds, as the loan amount will be backed against your mutual fund units, and even a low or no CIBIL score does not matter.
**What will be the pre-closure charges?** There are no pre-closure charges.
**Do I need to submit any income proof or bank statement to get a loan?** No, you dont need to submit proof of income or a bank statement to get a loan against your mutual funds.
**Can I get a loan against mutual funds to buy a car, house, or for any other use?** Loans against mutual funds can be used for unexpected financial emergencies, such as hospitalization, urgent working capital needs, or any purpose you want; we have no restrictions.
More Questions?
Please mail us at [email protected] or Chat with us on WhatsApp @ 9311266450 Physical Address: Radical Advisors India Private Limited Registered Office- 520, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi 110066 Lending Partner: Grow money https://growmoneycapital.com/ Website: https://finezzy.com/ Privacy Policy: https://finezzy.com/privacy-policy Terms and Conditions: https://finezzy.com/t-cs